Free tool
Payment fees, which one costs you least
Enter the price of a ticket and how many tickets people usually buy at once. The comparison shows, for HelloAsso, Stripe, SumUp and PayPal, what each payment costs and what your organisation keeps. On a small amount, the fixed fee per payment decides, not the percentage on the price list. Rates are for organisations in France, in euros.
- Public rates, dated
- What you really keep
- Free, no sign-up
Go further
Cheapest is good. Simplest is GoTombola.
A sale page in your name, the payment method you choose, the money in your account and every sale tracked live — your whole raffle in one place.
- Choose your payment methodThe one that costs you least, for your tickets and your country.
- Sell in booksSeveral tickets in one payment, so fewer fees.
- Get paid into your accountTicket money goes straight to your organisation.
A free plan to get started, no commitment.
How to compare payment fees
- Enter the ticket price. The price of a single ticket. The “Example” button fills the form so you can try it.
- Enter the size of a purchase. How many tickets one person buys in a single payment, on average. That amount is what fees are charged on.
- Add the number of payments. To see what fees cost over the whole raffle.
- Read the ranking. Each provider with what you keep, in euros and as a percentage, and the amount where the ranking changes.
What to know before you choose
- On a low-priced ticket, the fixed fee per payment weighs more than the percentage. On €2, a fixed fee of €0.25 is already 12.5%.
- Selling several tickets in one payment cuts fees a lot. It often helps more than switching provider.
- HelloAsso takes nothing from the organisation, but offers the payer a voluntary tip on top. It is for French associations only.
- PayPal's charity rate is not automatic; you have to ask PayPal for it and wait for approval.
What a payment costs, by amount
The share taken from each payment, for an organisation in France, in euros.
| Provider | Public rate | €2 payment | €5 payment | €10 payment | €25 payment |
|---|---|---|---|---|---|
| HelloAsso | 0% (tip offered to the payer) | €0.00 (0.0%) | €0.00 (0.0%) | €0.00 (0.0%) | €0.00 (0.0%) |
| SumUp online | 2.5% | €0.05 (2.5%) | €0.13 (2.5%) | €0.25 (2.5%) | €0.63 (2.5%) |
| PayPal, charity rate | 1.40% + €0.25 (on request to PayPal) | €0.28 (13.9%) | €0.32 (6.4%) | €0.39 (3.9%) | €0.60 (2.4%) |
| Stripe, standard European card | 1.50% + €0.25 | €0.28 (14.0%) | €0.33 (6.5%) | €0.40 (4.0%) | €0.63 (2.5%) |
| Stripe, premium European card | 2.80% + €0.25 | €0.31 (15.3%) | €0.39 (7.8%) | €0.53 (5.3%) | €0.95 (3.8%) |
| PayPal standard | 2.90% + €0.35 | €0.41 (20.4%) | €0.50 (9.9%) | €0.64 (6.4%) | €1.08 (4.3%) |
Public rates read on the Stripe, PayPal, SumUp and HelloAsso websites on September 1, 2026 (PayPal France price list of 9 February 2026). They change; check them before you choose.
What the comparison does not tell you
Fees are not the only criterion. HelloAsso is for French associations only. Stripe does not allow raffle ticket sales in some countries and may close an account. Cards issued outside Europe, currency conversion and disputes cost extra. Your own contract may have other rates.
Frequently asked questions
Which payment method is cheapest for a charity in France?
HelloAsso takes nothing from the payment but offers the payer a tip. Among the others, SumUp is the only one with no fixed fee and wins on small amounts; above €22.73 per payment PayPal's charity rate becomes cheaper than SumUp, and above €25 Stripe standard does too.
Why isn't the advertised percentage enough?
Because a fixed fee is added to every payment. On a €2 ticket, Stripe standard takes €0.28, which is 14% — far more than the 1.5% on the price list.
How can I pay less in fees without changing provider?
Have people buy several tickets in one payment, such as a book of 5. With Stripe standard, five €5 payments cost €1.63; one €25 payment costs €0.62.
Where do the rates come from?
From each provider's public price list for France, read on 1 September 2026. The date is shown with every result.
Are my numbers saved?
No. The calculation runs in your browser and nothing is sent.