Free tool
Payment fees, which one costs you least
Enter the price of a ticket and how many tickets people usually buy at once. The comparison shows, for each provider in your country, what each payment costs and what your organisation keeps. On a small amount, the fixed fee per payment decides, not the percentage on the price list. Rates are those of your country, in euros.
- Public rates, dated
- What you really keep
- Free, no sign-up
Go further
Cheapest is good. Simplest is GoTombola.
A sale page in your name, the payment method you choose, the money in your account and every sale tracked live — your whole raffle in one place.
- Choose your payment methodThe one that costs you least, for your tickets and your country.
- Sell in booksSeveral tickets in one payment, so fewer fees.
- Get paid into your accountTicket money goes straight to your organisation.
A free plan to get started, no commitment.
How to compare payment fees
- Enter the ticket price. The price of a single ticket. The “Example” button fills the form so you can try it.
- Enter the size of a purchase. How many tickets one person buys in a single payment, on average. That amount is what fees are charged on.
- Add the number of payments. To see what fees cost over the whole raffle.
- Read the ranking. Each provider with what you keep, in euros and as a percentage, and the amount where the ranking changes.
What to know before you choose
- On a low-priced ticket, the fixed fee per payment weighs more than the percentage. On €2, a fixed fee of €0.25 is already 12.5%.
- Selling several tickets in one payment cuts fees a lot. It often helps more than switching provider.
- PayPal's charity rate is not automatic; you have to ask PayPal for it and wait for approval.
What a payment costs, by amount
The share taken from each payment, for an organisation in Ireland, in euros.
| Provider | Public rate | €2 payment | €5 payment | €10 payment | €25 payment |
|---|---|---|---|---|---|
| Stripe, standard European card | 1.50% + €0.25 | €0.28 (14.0%) | €0.33 (6.5%) | €0.40 (4.0%) | €0.63 (2.5%) |
| Stripe, premium European card | 2.80% + €0.25 | €0.31 (15.3%) | €0.39 (7.8%) | €0.53 (5.3%) | €0.95 (3.8%) |
| PayPal, charity rate | 1.90% + €0.35 (on request to PayPal) | €0.39 (19.4%) | €0.44 (8.9%) | €0.54 (5.4%) | €0.83 (3.3%) |
| PayPal standard | 3.40% + €0.35 | €0.42 (20.9%) | €0.52 (10.4%) | €0.69 (6.9%) | €1.20 (4.8%) |
Public rates for Ireland, read on the providers' websites on 12 November 2026. They change; check them before you choose.
What the comparison does not tell you
Fees are not the only criterion. Stripe does not allow raffle ticket sales in some countries and may close an account. Cards issued outside Europe, currency conversion and disputes cost extra. Your own contract may have other rates.
Frequently asked questions
Which payment method is cheapest for a charity?
It depends on your ticket price. On a small amount, a provider with no fixed fee often wins; on a larger one, a low percentage matters more. The comparison does the sum for your country and your tickets.
Why isn't the advertised percentage enough?
Because a fixed fee is added to every payment. On a low-priced ticket, that fixed fee weighs far more than the percentage on the price list.
How can I pay less in fees without changing provider?
Have people buy several tickets in one payment, such as a book of 5. One €25 payment costs much less in fees than five €5 payments.
Where do the rates come from?
From each provider's public price list for your country, with the date it was read. The date is shown with every result.
Are my figures saved?
No. The sum is done in your browser and nothing is sent.